Talking with Danny, Boldt discovers that the man under surveillance is one David Hayes, who has just been released on parole. Several years ago, Hayes was part of a scheme that successfully embezzled millions of dollars from the same bank Boldt's wife works for at present. She still works there, and has now been promoted high enough to have significant clearance to the computer systems. This is important, since the money was never wired offshore, and never found. Investigators believe it's still somewhere in the bank's own system. Only Hayes knows where it is. And Hayes is terrified. He contacts Liz, asking for help, telling her that the people who are owed the money are threatening his mother's life. Liz knows she should tell her husband everything, but there's one big catch. Just before the embezzlement, Liz had an affair that nearly destroyed her marriage. Her lover was David Hayes.

Written in Pearson's typical fast-paced style, this mystery will pull readers in from the very first page. I have to admit that I personally didn't care much for the character of Liz. Her reactions, while possibly realistic, were often annoying; she seemed mostly put out that her perfect, sun-shiny world was being threatened, even though the threat was partially of her own doing. Longtime readers may or may not agree with me that Boldt deserves better. That quibble aside, the mystery is excellently constructed; the procedural details ring perfectly true; and the rest of the characters, good and bad, are all realistic. Be prepared to finish this exciting novel in one sitting.